$659,900
St. Joseph, MI 49085
MLS# 26040508
5 beds | 4 baths | 2428 sqft
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Property Description
There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a
Details
Documents
Location & Property Info
Cross Streets: Wayne and Olive
Property Sub-Type: Single Family Residence
Municipality: St. Joseph City
Subdivision: Hoyts Add To City Of St Joseph
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 271.79
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 40 x 265
Road Frontage: 40
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 1
Waterfront: No
Body of Water: Lake Michigan
Income Property: No
Basement: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 3266
SqFt Above Grade: 2428
Below Grade Finished SqFt: 838
Below Grade Unfinished SqFt: 280
Building Total SqFt: 1118
Total Beds Above Grade: 5
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: No
Stories: 2
School District: St. Joseph
# of Outbuildings: 2
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.24
Lot Square Footage: 10324
Year Built: 1912
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Tax Info
Taxable Value: 215800
SEV: 265000
For Tax Year: 2025
Seller's Annual Property Tax: 9757
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None Known
Tax ID #: 11-76-3160-0031-00-8
Remarks & Misc
Public Remarks: There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend. A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own. Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a
Legal: COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22 & THE E 10'OF VACATED ALLEY LYING WLY OF SD LOTS
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 0
Water Type
Lake: 1
River: 1
Water Fea. Amenities
Public Access 1 Mile or Less: 1
Lot Description
Sidewalk: 1
Other Structures
Other: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Natural Gas Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
Unknown: 1
Laundry Features
In Basement: 1
Laundry Chute: 1
Exterior Material
Stucco: 1
Vinyl Siding: 1
Roofing
Composition: 1
Shingle: 1
Parking Features
Detached: 1
Garage Door Opener: 1
Heat Source
Electric: 1
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Baseboard: 1
Forced Air: 1
Radiant: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: Yes
Accessibility Feat
36' or + Hallway: 1
Low Threshold Shower: 1
Upper Rooms
Upper Bedrooms: 4
Upper Full Baths: 2
Upper Level Square Feet: 1118
Total Baths Above Grade: 3
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 1310
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Full Baths: 1
Basement Finished SQFT: 838
Total Basement SQFT: 1118
Driveway
Concrete: 1
Substructure
Daylight: 1
Full: 1
Windows
Replacement: 1
Screens: 1
Kitchen Features
Mud Room Access: 1
Fireplace
Family Room: 1
Gas Log: 1
Living Room: 1
Additional Items
Ceiling Fan(s): 1
Garage Door Opener: 1
Humidifier: 1
Wet Bar: 1
Appliances
Built-In Gas Oven: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Electric: 1
Exterior Features
Balcony: 1
Play Equipment: 1
Fencing
Fenced Back: 1
Front Yard: 1
Patio and Porch Features
Patio: 1
Porch(es): 1
Covered: 1
Deck: 1
Enclosed: 1
Screened: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Stone: 1
Tile: 1
Wood: 1
Security Features
Smoke Detector(s): 1
Landscape
Garden Area: 1
Ground Cover: 1
Terraced Yard: 1
Underground Sprinkler: 1
Outbuilding 1
Outbuilding Description: Other
Outbuilding 1 Dimensions: 16x20
Outbuilding 1 SqFt: 320
Outbuilding 1 Door Height: 7
Outbuilding 1 Electric: 1
Outbuilding 1 Water: 1
Outbuilding 1 Heated: 1
Outbuilding 1 Insulated: 1
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Concrete: 1
Outbuilding 2
Outbuilding Description: Storage Shed
Outbuilding 2 Dimensions: 10x12
Outbuilding 2 SqFt: 120
Outbuilding Floor Type 2
Outbuilding 2 Floor Type - Wood: 1
Architectural Style
Traditional: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Berrien
Street #: 1012
Street Name: Pearl
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1386
OfficeContract Info
Status: Active
List Price: $659,900
Current Price: $659,900
Listing Date: 2026-08-04
Remarks Misc
Directions: Langley or Main St. to Pearl St., just East of Wayne St.
Property Features
Water Type: Lake; River
Accessibility Feat: 36' or + Hallway; Low Threshold Shower
Laundry Features: In Basement; Laundry Chute
Exterior Material: Stucco; Vinyl Siding
Roofing: Composition; Shingle
Windows: Replacement; Screens
Substructure: Daylight; Full
Lot Description: Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available
Kitchen Features: Mud Room Access
Fireplace: Family Room; Gas Log; Living Room
Additional Items: Ceiling Fan(s); Garage Door Opener; Humidifier; Wet Bar
Appliances: Built-In Gas Oven; Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Heat Source: Electric; Natural Gas
Heat Type: Baseboard; Forced Air; Radiant
Air Conditioning: Central Air
Water Heater: Electric
Exterior Features: Balcony; Play Equipment
Fencing: Fenced Back; Front Yard
Flooring: Carpet; Ceramic Tile; Stone; Tile; Wood
Patio and Porch Features: Covered; Deck; Enclosed; Patio; Porch(es); Screened
Security Features: Smoke Detector(s)
Landscape: Garden Area; Ground Cover; Terraced Yard; Underground Sprinkler
Other Structures: Other
Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Water; Outbuilding 1 Heated; Outbuilding 1 Insulated
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete
Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Wood
Parking Features: Detached; Garage Door Opener
Architectural Style: Traditional
Driveway: Concrete
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Supplements
location that does most of the selling itself.
Room Information
| Room Name | Length | Width | Level | Remarks |
| Primary Bedroom | Upper | Wall of windows overlooking backyard. | ||
| Primary Bathroom | Upper | Clawfoot tub and low barrier shower | ||
| Bathroom 2 | Upper | |||
| Bedroom 2 | Upper | |||
| Bedroom 3 | Upper | |||
| Bedroom 4 | Upper | Also can be used as office with private covered deck | ||
| Bedroom 5 | Main | access to shared full bathroom | ||
| Laundry | Upper | two laundry rooms. wash basin in upper | ||
| Laundry | Basement | second laundry in basement full bathroom | ||
| Exercise Room | Basement | doubles as storage room | ||
| Recreation | Basement | bar and projector with 120' screen | ||
| Kitchen | Main | |||
| Dining Room | Main | |||
| Other | Main | breakfast/coffee room overlooking backyard | ||
| Living Room | Main | |||
| Other | 20.00 | 16.00 | Main | Bar bebehind garage, 16x20, heated |
| Other | Main | heated/cooled four season room at front entry |
Our Favorites 
Listing Office: Epique Realty
Listing Agent: Cathy Ficks-Blasy
Last Updated: August - 05 - 2026
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