$309,900
Riverdale, MI 48877
MLS# 26021383
4 beds | 3 baths | 2485 sqft

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Property Description
Discover the perfect blend of lake living, outdoor adventure, and investment opportunity at Lake Steven with this waterfront property at 10131 Birch Rd, Riverdale, MI! With both included parcels, the property offers 114 feet of private water frontage. The home sits on one parcel, while the neighboring parcel includes a detached garage, adding extra space and flexibility. Located on one of Mid-Michigan's hidden gems, this spacious home is ideal as a year-round residence, vacation getaway, or income-producing property. Lake Steven is known for excellent fishing, peaceful waters, and abundant wildlife. Enjoy lake views from the screened-in porch, or relax outdoors on the back deck and around the two firepit areas.
Details
Location Property Info
County: Montcalm
Street #: 10131
Street Name: Birch
Suffix: Drive
State: MI
Zip Code: 48877
Zip (4): 9747
OfficeContract Info
Status: Active
List Price: $309,900
Current Price: $309,900
Listing Date: 2026-05-11
General Property Info
New Construction: No
Lot Measurement: Acres
Lot Acres: 0.71
Lot Square Footage: 30928
Lot Dimensions: 59x279x61x259, 68x259x53x243
Year Built: 1970
Road Frontage: 127
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 2
Income Property: No
Total Rooms AG: 12
Total Fin SqFt All Levels: 2485
SqFt Above Grade: 2485
Building Total SqFt: 2485
Total Beds Above Grade: 4
Total Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Baths: 3
Main Level Primary: No
Stories: 2
School District: Carson City
# of Outbuildings: 3
Association YN: No
Waterfront: Yes
Body of Water: Lake Steven
Statewide Lakes & Rivers: Lake Steven
Tax Info
Tax ID #: 011-401-012-00
Taxable Value: 130937
SEV: 149000
For Tax Year: 2026
Seller's Annual Property Tax: 4015.64
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: none
Zoning: Waterfront
Remarks Misc
Directions: N Douglas Rd to E Willard Rd to Birch Dr to home on right.
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 114
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 980
Total Baths Above Grade: 3
Main Rooms
Main Bedrooms: 1
Main Half Baths: 1
Main Level SQFT: 1505
Outbuilding 1
Outbuilding Description: Second Garage
Outbuilding 1 Dimensions: 36 x 40
Outbuilding 1 SqFt: 1440
Outbuilding 2
Outbuilding Description: Storage Shed
Outbuilding 2 Dimensions: 6 x 8
Outbuilding 2 SqFt: 48
Outbuilding 3
Outbuilding 3 Description: Other
Outbuilding 3 Dimensions: 13 x 6
Outbuilding 3 Ceiling Height: 7
Outbuilding 3 Door Height: 6
Property Features
Water Type: Lake
Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Hall; Laundry Closet; Laundry Room; Lower Level; Main Level; Washer Hookup
Exterior Material: Vinyl Siding
Roofing: Metal; Mixed; Shingle
Windows: Insulated Windows; Screens; Skylight(s)
Substructure: Crawl Space
Lot Description: Wooded
Sewer: Septic Tank
Water: Well
Utilities Attached: High Speed Internet
Kitchen Features: Breakfast Nook; Center Island; Eating Area; Pantry
Fireplace: Gas Log; Living Room; Primary Bedroom; Wood Burning
Additional Items: Ceiling Fan(s); Ensuite; Garage Door Opener; LP Tank Rented; Sump Pump
Appliances: Dryer; Range; Refrigerator; Washer; Water Softener Owned
Heat Source: Propane
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Propane
Exterior Features: Balcony; Scrn Porch
Flooring: Carpet; Engineered Hardwood; Laminate; Linoleum; Wood
Patio and Porch Features: Covered; Deck; Porch(es); Screened
Landscape: Fruit Trees; Garden Area
Other Structures: Second Garage; Other
Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Heated
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete
Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Dirt
Parking Features: Attached; Garage Door Opener; Garage Faces Front
Architectural Style: Traditional
Driveway: Concrete
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Cash; Conventional; VA Loan
Possession: Close Plus 30 Days
Sale Conditions: None
Supplements
Inside, the home features an updated chef's kitchen, 4 bedrooms, and plenty of space for entertaining. The second-level primary suite includes a gas fireplace, private balcony, and beautiful lake views, while the main living room offers a cozy wood-burning fireplace. The home also features two full bathrooms upstairs and a half bath on the main level.
With two separate kitchens and a flexible layout, the property offers excellent potential for multi-family living, short-term rentals, or Airbnb use. The lower-level bedroom and living space could easily function as a private in-law suite or guest quarters. Additional highlights include an attached single-car garage, detached garage, and well-maintained HVAC system.
Don't miss this versatile lakefront opportunity at 10131 Birch Rd, Riverdale, MI!
Room Information
| Room Name | Length | Length | Width | Level | Width | Remarks |
| Living Room | 23.30 | 23.30 | 17.50 | Main | 17.50 | Wood Fireplace, Ceiling Fan |
| Dining Room | 23.30 | 23.30 | 10.42 | Main | 10.42 | Ceiling Fan |
| Kitchen | 30.00 | 30.00 | 9.50 | Main | 9.50 | Ceiling Fan, Kitchen island |
| Primary Bedroom | 27.00 | 27.00 | 23.40 | Upper | 23.40 | Balcony, Walk-In Closet, Gas Fireplace, Ceiling Fan |
| Bedroom 2 | 23.50 | 23.50 | 9.00 | Upper | 9.00 | Ceiling Fan |
| Bedroom 3 | 11.66 | 11.66 | 10.75 | Upper | 10.75 | Ceiling Fan |
| Bedroom 4 | 10.50 | 10.50 | 12.00 | Main | 12.00 | Ceiling Fan |
| Kitchen | 13.50 | 13.50 | 6.75 | Main | 6.75 | Fully equipped small kitchen, Ceiling Fan |
| Bathroom 1 | 5.50 | 5.50 | 3.00 | Main | 3.00 | Half bath |
| Bathroom 2 | 7.66 | 7.66 | 5.00 | Upper | 5.00 | |
| Bathroom 3 | 7.66 | 7.66 | 4.00 | Upper | 4.00 | |
| Laundry | 8.00 | 8.00 | 6.00 | Main | 6.00 |
Listing Office: Re/Max Real Estate Professionals
Listing Agent: Peter MacIntyre
Last Updated: May - 11 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
