1645 Ruddiman Drive, Muskegon, MI 49445 (MLS# 26055199)


$799,900
1645 Ruddiman Drive
Muskegon, MI 49445
MLS# 26055199
3 beds  |  3 baths  |  1944 sqft


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Property Description
Experience waterfront living at its finest with 98 feet of private frontage on beautiful Muskegon Lake, offering direct boating access to Lake Michigan! Ideally situated in the heart of North Muskegon and within the highly desirable North Muskegon School District, this spacious 3-bedroom, 2.5-bath home boasts over 4,000 square feet of living space and stunning lake views throughout. The main level features two bedrooms, a full and half bath, convenient main-floor laundry, and an inviting living room highlighted by a beautiful fireplace. The finished lower level offers even more room to spread out, featuring a third bedroom, a full bath, and a spacious recreation/family room complete with a second fireplace, making it the perfect space for relaxing or entertaining. Step outside to enjoy breathtaking waterfront views from the deck or patio, both ideal for hosting gatherings, enjoying summer evenings, or simply taking in the peaceful surroundings.

Details
Location & Property Info
Cross Streets: Fowler & Stewart
Property Sub-Type: Single Family Residence
Municipality: North Muskegon City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 411.47
General Property Info
New Construction: No
Lot Dimensions: 105 x 222 x 98 x 159
Road Frontage: 105
Garage Y/N: Yes
Garage Spaces: 2
Waterfront: Yes
Body of Water: Muskegon Lake
Income Property: No
Basement: Yes
Total Rooms AG: 7
Total Fin SqFt All Levels: 2944
SqFt Above Grade: 1944
Below Grade Finished SqFt: 1000
Below Grade Unfinished SqFt: 1072
Building Total SqFt: 4016
Total Beds Above Grade: 2
Statewide Lakes & Rivers: Muskegon Lake
Main Level Primary: Yes
Stories: 1
School District: North Muskegon
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.47
Lot Square Footage: 20647
Year Built: 1950
Total Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 176312
SEV: 313700
For Tax Year: 2025
Seller's Annual Property Tax: 10490
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: None known
Tax ID #: 23-429-000-0014-00
Remarks & Misc
Public Remarks: Experience waterfront living at its finest with 98 feet of private frontage on beautiful Muskegon Lake, offering direct boating access to Lake Michigan! Ideally situated in the heart of North Muskegon and within the highly desirable North Muskegon School District, this spacious 3-bedroom, 2.5-bath home boasts over 4,000 square feet of living space and stunning lake views throughout. The main level features two bedrooms, a full and half bath, convenient main-floor laundry, and an inviting living room highlighted by a beautiful fireplace. The finished lower level offers even more room to spread out, featuring a third bedroom, a full bath, and a spacious recreation/family room complete with a second fireplace, making it the perfect space for relaxing or entertaining. Step outside to enjoy breathtaking waterfront views from the deck or patio, both ideal for hosting gatherings, enjoying summer evenings, or simply taking in the peaceful surroundings.
Legal: NORTH MUSKEGON CITY MUSKEGON BOOMING COS ADD LOT 14 & E 35 FT 9 IN OF LOT 15 & THAT PART OF BLK 54 CITY OF NORTH MUSKEGON MAP OF 1900 AS LIES WITHIN ELY & WLY LNS OF ABOVE DESC IF SD LNS WERE EXTENDED TO WATERS EDGE OF MUSK LK
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 98
Water Type
Lake: 1
Water Fea. Amenities
All Sports: 1
Private Frontage: 1
View: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Natural Gas Available: 1
Utilities Attached
Cable Connected: 1
Natural Gas Connected: 1
Phone Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Laundry Features
Main Level: 1
Exterior Material
Brick: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Hot Water: 1
Access Feat
Accessibility Features: No
Upper Rooms
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 2
Main Full Baths: 1
Main Half Baths: 1
Main Level SQFT: 1944
Lower Rooms
Lower Bedrooms: 1
Lower Full Baths: 1
Lower Finished SQFT: 1000
Total Lower SQFT: 2072
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 0
Driveway
Paved: 1
Substructure
Full: 1
Fireplace
Family Room: 1
Living Room: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range: 1
Refrigerator: 1
Water Heater
Natural Gas: 1
Patio and Porch Features
Patio: 1
Deck: 1
Landscape
Ground Cover: 1
Underground Sprinkler: 1
Architectural Style
Ranch: 1
Location Property Info
County: Muskegon
Street #: 1645
Street Name: Ruddiman
Suffix: Drive
State: MI
Zip Code: 49445
Zip (4): 3039
OfficeContract Info
Status: Active
List Price: $799,900
Current Price: $799,900
Listing Date: 2026-10-16
Property Features
Water Type: Lake
Laundry Features: Main Level
Exterior Material: Brick
Substructure: Full
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; Natural Gas Connected; Phone Connected
Util Avail at Street: Cable Available; Natural Gas Available
Fireplace: Family Room; Living Room
Appliances: Dishwasher; Disposal; Microwave; Range; Refrigerator
Heat Source: Natural Gas
Heat Type: Hot Water
Water Heater: Natural Gas
Patio and Porch Features: Deck; Patio
Landscape: Ground Cover; Underground Sprinkler
Parking Features: Attached
Architectural Style: Ranch
Driveway: Paved
Street Type: Paved; Public
Terms Available: Cash; Conventional; FHA; VA Loan
Sale Conditions: None
Supplements
Boating enthusiasts will appreciate the convenience of being just a short boat ride or drive from area restaurants, shopping, and entertainment, with the endless recreational opportunities of Lake Michigan right at your fingertips. An attached 2-stall garage adds to the home's appeal. With its exceptional waterfront setting, generous living space, and prime North Muskegon location, this property offers an incredible opportunity to enjoy the lakeshore lifestyle! Buyer and buyer's agent to verify all information.

IDX
Listing Office: Greenridge - Nexes
Listing Agent: William E Carlston
Source MLS Verified

Last Updated: October - 27 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.