$150,000
Battle Creek, MI 49017
MLS# 26049663
4 beds | 2 baths | 1704 sqft

1 / 13
Property Description
No Banks Needed! IRS Problems? No Credit? No Worries! Your Income IS Your Credit! Private Financing available. Charming 4-bedroom, 2-bath, 1,704 sq. ft. two-story home in the Northside neighborhood, featuring a cozy front porch, newer furnace and water heater, refreshed bathrooms, fresh main-level flooring, main-floor laundry, and a Michigan basement, with downtown shops, restaurants, and schools just a short walk away. We are seeking a worthy owner who will make this a spectacular home for their household! Are you a deserving buyer who cannot qualify for traditional financing and desires to build wealth through Home Ownership? Then, this is a great opportunity for you. We will be your bank! We are offering this home on land contract with a price of $150,000 and a minimum 10% down payment. Rent-to-own is also an option with a 3.5% down payment. Available upon vacancy. Disclaimer: A licensed Michigan real estate broker has an interest in this property.
Details
Location & Property Info
Cross Streets: Fremont St and Chestnut St
Property Sub-Type: Single Family Residence
Municipality: Battle Creek City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 88.03
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 70.5 x 54
Road Frontage: 70.5
Garage Y/N: No
Fireplace: No
Waterfront: No
Income Property: Yes
Basement: Yes
Total Rooms AG: 10
Total Fin SqFt All Levels: 1704
SqFt Above Grade: 1704
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 792
Building Total SqFt: 2496
Total Beds Above Grade: 4
Main Level Primary: No
Stories: 2
School District: Battle Creek
High School: Battle Creek Central High School
Middle School: Northwestern Middle School
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.09
Lot Square Footage: 3877
Year Built: 1900
Total Bedrooms: 4
Full Baths: 2
Total Baths: 2
Tax Info
Taxable Value: 55868
SEV: 65000
For Tax Year: 2025
Seller's Annual Property Tax: 4273
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: none
Tax ID #: 52-5350-00-071-0
Remarks & Misc
Public Remarks: No Banks Needed! IRS Problems? No Credit? No Worries! Your Income IS Your Credit! Private Financing available. Charming 4-bedroom, 2-bath, 1,704 sq. ft. two-story home in the Northside neighborhood, featuring a cozy front porch, newer furnace and water heater, refreshed bathrooms, fresh main-level flooring, main-floor laundry, and a Michigan basement, with downtown shops, restaurants, and schools just a short walk away. We are seeking a worthy owner who will make this a spectacular home for their household! Are you a deserving buyer who cannot qualify for traditional financing and desires to build wealth through Home Ownership? Then, this is a great opportunity for you. We will be your bank! We are offering this home on land contract with a price of $150,000 and a minimum 10% down payment. Rent-to-own is also an option with a 3.5% down payment. Available upon vacancy. Disclaimer: A licensed Michigan real estate broker has an interest in this property.
Legal: MERRITTS ADD W 1/2 OF N 110 FT LOT 39, W 4.5 OF N 69 FT OF E 1/2 OF LOT 39 ((W 4.5 FT OF N 69 FT E 1/2 OF LOT 39 ASSESSED WITH 5370-00-070-0 IN 2000))
Waterfront Options
Water Access Y/N: No
Water Fea. Amenities
Public Access 1 Mile or Less: 1
Lot Description
Sidewalk: 1
Street Type
Paved: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Natural Gas Available: 1
Phone Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Land Contract: 1
Land Contract Down Payment: 15000
Land Contract Terms (# Months): 480 months
Lease Option: 1
Mineral Rights
Unknown: 1
Laundry Features
Gas Dryer Hookup: 1
In Basement: 1
Washer Hookup: 1
Exterior Material
Wood Siding: 1
Roofing
Composition: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 4
Upper Full Baths: 1
Upper Level Square Feet: 912
Total Baths Above Grade: 2
Main Rooms
Main Full Baths: 1
Main Level SQFT: 792
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 792
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 792
Driveway
Shared Unpaved: 1
Substructure
Michigan Basement: 1
Windows
Screens: 1
Storms: 1
Appliances
Dryer: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Natural Gas: 1
Patio and Porch Features
Porch(es): 1
Covered: 1
Flooring
Wood: 1
Security Features
Carbon Monoxide Detector(s): 1
Smoke Detector(s): 1
Architectural Style
Traditional: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Calhoun
Street #: 20
Street Name: Wendell
Suffix: Street
State: MI
Zip Code: 49017
Zip (4): 3820
OfficeContract Info
Status: Active
List Price: $150,000
Current Price: $150,000
Listing Date: 2026-09-14
Property Features
Laundry Features: Gas Dryer Hookup; In Basement; Washer Hookup
Exterior Material: Wood Siding
Roofing: Composition
Windows: Screens; Storms
Substructure: Michigan Basement
Lot Description: Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available; Phone Available
Appliances: Dryer; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Water Heater: Natural Gas
Flooring: Wood
Patio and Porch Features: Covered; Porch(es)
Security Features: Carbon Monoxide Detector(s); Smoke Detector(s)
Architectural Style: Traditional
Driveway: Shared Unpaved
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Land Contract; Lease Option
Possession: Close Of Escrow
Sale Conditions: None
Listing Office: eXp Realty LLC
Listing Agent: Joseph J Le

Last Updated: September - 17 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
