$950,000
St. Joseph, MI 49085
MLS# 26033148
5 beds | 4 baths | 3802 sqft

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Property Description
Nestled on nearly 2 acres along the beautiful St. Joseph River with direct access to Lake Michigan, this exceptional two-story home offers the perfect blend of comfort, space, and waterfront living. The open-concept main level seamlessly connects the kitchen, dining area, and living room, creating an inviting space for everyday living and entertaining. Three generously sized bedrooms and two full bathrooms are located on the main floor, while the upper level features a private primary suite complete with 2 separate walk-in closets and a beautifully updated en-suite bath with a double vanity, soaking tub, and separate shower. An additional office and bonus room provide flexible space for working from home, hobbies, or guests.
Details
Location & Property Info
Cross Streets: Mathew Ct
Property Sub-Type: Single Family Residence
Municipality: Royalton Twp
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 249.87
General Property Info
New Construction: No
Lot Dimensions: 114x81x470x112x592
Road Frontage: 70
Garage Y/N: Yes
Garage Spaces: 4
Fireplace: Yes
Total Fireplaces: 1
Waterfront: Yes
Body of Water: Saint Joseph River
Income Property: No
Basement: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 5693
SqFt Above Grade: 3802
Below Grade Finished SqFt: 2167
Below Grade Unfinished SqFt: 189
Building Total SqFt: 5882
Total Beds Above Grade: 4
Statewide Lakes & Rivers: Saint Joseph River
Main Level Primary: No
Stories: 2
School District: St. Joseph
Association YN: No
Lot Measurement: Acres
Lot Acres: 1.94
Lot Square Footage: 66816
Year Built: 2002
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Tax Info
Taxable Value: 418194
SEV: 419800
For Tax Year: 2026
Seller's Annual Property Tax: 0
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None Known
Tax ID #: 11-17-7445-0009-00-2
Remarks & Misc
Public Remarks: Nestled on nearly 2 acres along the beautiful St. Joseph River with direct access to Lake Michigan, this exceptional two-story home offers the perfect blend of comfort, space, and waterfront living.
The open-concept main level seamlessly connects the kitchen, dining area, and living room, creating an inviting space for everyday living and entertaining. Three generously sized bedrooms and two full bathrooms are located on the main floor, while the upper level features a private primary suite complete with 2 separate walk-in closets and a beautifully updated en-suite bath with a double vanity, soaking tub, and separate shower. An additional office and bonus room provide flexible space for working from home, hobbies, or guests.
Legal: LOT 9 PINE RIDGE
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 112
Water Type
River: 1
Water Fea. Amenities
All Sports: 1
Dock: 1
Private Frontage: 1
View: 1
Lot Description
Cul-De-Sac: 1
Street Type
Paved: 1
Public: 1
Sewer
Public Sewer: 1
Water
Well: 1
Terms Available
Assumable: 1
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
In Basement: 1
Laundry Room: 1
Exterior Material
Brick: 1
Vinyl Siding: 1
Roofing
Composition: 1
Parking Features
Attached: 1
Garage Faces Side: 1
Heat Source
Geothermal: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: Yes
Accessibility Feat
36 Inch Entrance Door: 1
Upper Rooms
Upper Bedrooms: 1
Upper Full Baths: 1
Upper Level Square Feet: 1359
Total Baths Above Grade: 3
Main Rooms
Main Bedrooms: 3
Main Full Baths: 2
Main Level SQFT: 2167
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Bedrooms: 1
Basement Full Baths: 1
Basement Finished SQFT: 2167
Total Basement SQFT: 2167
Driveway
Concrete: 1
Substructure
Daylight: 1
Full: 1
Walk-Out Access: 1
Kitchen Features
Eating Area: 1
Mud Room Access: 1
Snack Bar: 1
Fireplace
Living Room: 1
Wood Burning: 1
Additional Items
Basement Finished: 1
Ceiling Fan(s): 1
Ensuite: 1
Garage Door Opener: 1
Hot Tub Spa: 1
Vaulted Ceilings: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Range: 1
Refrigerator: 1
Washer: 1
Exterior Features
Balcony: 1
Play Equipment: 1
Scrn Porch: 1
Patio and Porch Features
Deck: 1
Flooring
Stone: 1
Landscape
Ground Cover: 1
Shrubs/Hedges: 1
Terraced Yard: 1
Underground Sprinkler: 1
Architectural Style
Traditional: 1
Possession
Negotiable: 1
Location Property Info
County: Berrien
Street #: 3439
Street Name: Michael
Suffix: Lane
State: MI
Zip Code: 49085
Zip (4): 8646
OfficeContract Info
Status: Active
List Price: $950,000
Current Price: $950,000
Listing Date: 2026-07-01
Remarks Misc
Directions: From Bacon School Road turn Ease onto Matthew Ct., then turn North onto Michael Lane. Home is at the end of the road in the Cul de Sac.
Property Features
Water Type: River
Accessibility Feat: 36 Inch Entrance Door
Laundry Features: In Basement; Laundry Room
Exterior Material: Brick; Vinyl Siding
Roofing: Composition
Substructure: Daylight; Full; Walk-Out Access
Lot Description: Cul-De-Sac
Sewer: Public Sewer
Water: Well
Kitchen Features: Eating Area; Mud Room Access; Snack Bar
Fireplace: Living Room; Wood Burning
Additional Items: Basement Finished; Ceiling Fan(s); Ensuite; Garage Door Opener; Hot Tub Spa; Vaulted Ceilings
Appliances: Dishwasher; Disposal; Dryer; Range; Refrigerator; Washer
Heat Source: Geothermal
Heat Type: Forced Air
Air Conditioning: Central Air
Exterior Features: Balcony; Play Equipment; Scrn Porch
Flooring: Stone
Patio and Porch Features: Deck
Landscape: Ground Cover; Shrubs/Hedges; Terraced Yard; Underground Sprinkler
Parking Features: Attached; Garage Faces Side
Architectural Style: Traditional
Driveway: Concrete
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Assumable; Cash; Conventional; FHA; VA Loan
Possession: Negotiable
Sale Conditions: None
Supplements
The finished walkout basement adds approximately 2100 square feet of living space and is ideal for entertaining or multigenerational living. It includes a movie theatre room, second kitchen, additional bedroom, full bathroom, laundry room, a rec room and a living room/game room.
Additional features include a geothermal heating and cooling system, whole-house water filtration system, reverse osmosis system in the kitchen, irrigation system, and a private boat dock--making it easy to enjoy everything the St. Joseph River and Lake Michigan have to offer.
Room Information
| Room Name | Length | Width | Level | Remarks |
| Kitchen | 18.00 | 15.00 | Main | |
| Dining Area | 15.50 | 9.00 | Main | |
| Living Room | 25.50 | 14.50 | ||
| Bathroom 1 | 14.00 | 9.75 | Main | |
| Bedroom 2 | 14.50 | 14.50 | Main | |
| Bathroom 2 | 11.00 | 10.00 | Main | |
| Bedroom 3 | 15.00 | 14.50 | Main | |
| Bedroom 4 | 21.00 | 13.75 | Main | |
| Primary Bedroom | 18.50 | 18.50 | Upper | |
| Primary Bathroom | 14.25 | 8.00 | Upper | |
| Exercise Room | 30.60 | 9.75 | Upper | |
| Office | 14.50 | 11.60 | Upper | |
| Living Room | 28.50 | 24.00 | Basement | With additional Kitchen. |
| Recreation | 23.50 | 22.50 | Basement | |
| Bedroom 5 | 15.50 | 15.00 | Basement |
Listing Office: Five Star Real Estate
Listing Agent: Mary B Noneman

Last Updated: July - 01 - 2026
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