345 Ruddiman Drive, Muskegon, MI 49445 (MLS# 26040433)


$699,900
345 Ruddiman Drive
Muskegon, MI 49445
MLS# 26040433
4 beds  |  4 baths  |  1547 sqft

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345 Ruddiman Drive
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345 Ruddiman Drive 002_file_4512 003_dsc_2225_219 004_file_1500 main floor Main floor living area 008_file_5372 011_file_9060 009_file_8424 main floor half bath Dining room 015_file_6619 family room with lake views 023_file_4619 Kitchen 019_file_9321 017_file_5896 018_file_8569 020_file_1951 Breakfast nook 022_file_7416 Main floor deck 046_file_2267 047_file_1186 2nd floor upper bedroom 1 032_file_8881 upper bedroom 2 036_file_5435 Upper bedroom 3 042_file_3385 2nd floor bathroom 034_file_4595 lower level 006_file_7818 lower level family room 026_file_1132 027_file_7226 028_file_2719 lower level full bath en suite lower level primary bedroom 037_file_2035 039_file_9997 040_file_4640 Bathroom/laundry in lower level 048_file_2848 050_file_2456 051_file_1919 052_file_6702 053_file_2882 054_file_9981 055_file_7510 056_file_1460 057_file_5659 058_file_2250 GIS

Property Description
Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.

Details
Location & Property Info
Cross Streets: Bear Lake Rd & Channel
Property Sub-Type: Single Family Residence
Municipality: North Muskegon City
Office/Contract Info
On-Market Date: 2026-08-11
Auction or For Sale: For Sale
List Price/SqFt: 452.42
Ownership Type: Corporate Owned
General Property Info
New Construction: No
Lot Dimensions: 40x175
Road Frontage: 40
Garage Y/N: No
Fireplace: No
Waterfront: Yes
Body of Water: Muskegon Lake
Income Property: Yes
Basement: No
Total Rooms AG: 8
Total Fin SqFt All Levels: 2427
SqFt Above Grade: 1547
Below Grade Finished SqFt: 826
Below Grade Unfinished SqFt: 91
Building Total SqFt: 2427
Total Beds Above Grade: 3
Statewide Lakes & Rivers: Muskegon Lake
Main Level Primary: No
Stories: 2
School District: North Muskegon
# of Outbuildings: 1
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.16
Lot Square Footage: 7013
Year Built: 1930
Total Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Baths: 4
Tax Info
Taxable Value: 133525
SEV: 174500
For Tax Year: 2025
Seller's Annual Property Tax: 7943.74
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: None Known
Zoning: Residential
Tax ID #: 23-342-001-0001-10
Remarks & Misc
Public Remarks: Welcome to a breathtaking waterfront haven with 40 ft of private water frontage with stunning views of Muskegon Lake and the channel leading out to Lake Michigan. Experience all that lake life can offer as you watch the sailboats, lake ferry and freighters right from your backyard. Relax and entertain from the expansive deck overlooking the water. Includes new shed with covered area where you can enjoy shaded views. Enjoy peace of mind with recently replaced roof in 2025, Newer seawall in 2021. Ideal as a year round residence, seasonal getaway or vacation rental. Currently being run as an STR with a solid income.
Legal: NORTH MUSKEGON CITY JC RUDDIMAN'S ADD E 8 FT OF LOT 1 BLK 1 AND THAT PT OF BLK 67 CITY OF NORTH MUSKEGON MAP OF 1900 LYING BET ELY & WLY LNS OF ABOVE DESC TRACT IF EXTENDED TO MUSKEGON LAKE ALSO E 32 FT OF W 659 FT OF BLK 67 CITY OF NORTH MUSKEGON MA P OF 1900 OWNED & USED AS ONE PARCEL
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 40
Water Type
Lake: 1
Water Fea. Amenities
All Sports: 1
Dock: 1
Private Frontage: 1
View: 1
Lot Description
Level: 1
Other Structures
Shed(s): 1
Street Type
Paved: 1
Utilities Attached
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
Lower Level: 1
Exterior Material
Vinyl Siding: 1
Roofing
Composition: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 1
Upper Level Square Feet: 431
Total Baths Above Grade: 2
Main Rooms
Main Half Baths: 1
Main Level SQFT: 923
Lower Rooms
Lower Bedrooms: 1
Lower Full Baths: 2
Lower Finished SQFT: 982
Total Lower SQFT: 918
Driveway
Paved: 1
Substructure
Walk-Out Access: 1
Windows
Replacement: 1
Kitchen Features
Breakfast Nook: 1
Additional Items
Ceiling Fan(s): 1
Window Treatments: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Natural Gas: 1
Patio and Porch Features
Patio: 1
Porch(es): 1
Deck: 1
Flooring
Ceramic Tile: 1
Wood: 1
Landscape
Ground Cover: 1
Outbuilding 1
Outbuilding Description: Storage Shed
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Wood: 1
Architectural Style
Cape Cod: 1
Possession
Negotiable: 1
Location Property Info
County: Muskegon
Street #: 345
Street Name: Ruddiman
Suffix: Drive
State: MI
Zip Code: 49445
Zip (4): 2733
OfficeContract Info
Status: Active
List Price: $699,900
Current Price: $699,900
Listing Date: 2026-08-04
Remarks Misc
Directions: Whitehall Rd. To Ruddiman, W to home.
Property Features
Water Type: Lake
Laundry Features: Lower Level
Exterior Material: Vinyl Siding
Roofing: Composition
Windows: Replacement
Substructure: Walk-Out Access
Lot Description: Level
Sewer: Public Sewer
Water: Public
Utilities Attached: Natural Gas Connected
Kitchen Features: Breakfast Nook
Additional Items: Ceiling Fan(s); Window Treatments
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Flooring: Ceramic Tile; Wood
Patio and Porch Features: Deck; Patio; Porch(es)
Landscape: Ground Cover
Other Structures: Shed(s)
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Wood
Architectural Style: Cape Cod
Driveway: Paved
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA; VA Loan
Possession: Negotiable
Sale Conditions: None
Room Information
Room Name Length Width Level Remarks
Kitchen12.9011.50Main
Dining Area10.707.60Mainbreakfast nook
Dining Room11.1111.50Main
Living Room19.7012.40Main
Family Room11.6010.00Main
Laundry5.008.00Lower
Primary Bedroom10.4021.80Lower
Primary Bathroom5.4012.20Lower
Bathroom 25.008.00Lower
Family Room19.0013.30Lower
Bathroom 18.119.00Upper
Bedroom 211.5010.60Upper
Bedroom 311.4010.80Upper
Bedroom 49.009.11Upper

IDX
Listing Office: Real Broker, LLC
Listing Agent: Julie Tardani
Source MLS Verified

Last Updated: August - 11 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.