$345,000
Otsego, MI 49078
MLS# 26044332
4 beds | 2 baths | 967 sqft
1 / 30
Property Description
Built in 2005 and tucked into an established downtown neighborhood, this 4-bedroom, 2-full-bath home offers something that's hard to find in this part of town: the convenience and character of an older neighborhood with a much newer home. The exterior has been thoughtfully updated with stone accents and warm wood architectural details that add character and curb appeal, plus a new roof in 2020. Inside, the open main level features vaulted ceilings, new carpet, and a spacious living area that flows into the kitchen and dining space. The kitchen offers stainless steel appliances, updated backsplash, plenty of cabinetry, and access to the backyard. The primary bedroom is generously sized, and the finished lower level adds even more flexible living space along with additional bedrooms.Outside, enjoy a fully fenced backyard, attached two-car garage, and a location close to everything downtown has to offer. With four bedrooms, two full baths, newer construction, and numerous updates
Details
Documents
Location & Property Info
Cross Streets: E Orleans & M89
Property Sub-Type: Single Family Residence
Municipality: Otsego City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 356.77
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 1xIrr
Road Frontage: 1
Garage Y/N: Yes
Garage Spaces: 2
Fireplace: No
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 4
Total Fin SqFt All Levels: 1806
SqFt Above Grade: 967
Below Grade Finished SqFt: 807
Below Grade Unfinished SqFt: 80
Building Total SqFt: 1854
Total Beds Above Grade: 2
Main Level Primary: Yes
Stories: 1
School District: Otsego
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.21
Lot Square Footage: 9148
Year Built: 2005
Total Bedrooms: 4
Full Baths: 2
Total Baths: 2
Tax Info
Taxable Value: 69694
SEV: 149800
For Tax Year: 2025
Seller's Annual Property Tax: 3109.84
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None Known
Zoning: Res
Tax ID #: 03-54-023-021-10
Remarks & Misc
Public Remarks: Built in 2005 and tucked into an established downtown neighborhood, this 4-bedroom, 2-full-bath home offers something that's hard to find in this part of town: the convenience and character of an older neighborhood with a much newer home. The exterior has been thoughtfully updated with stone accents and warm wood architectural details that add character and curb appeal, plus a new roof in 2020. Inside, the open main level features vaulted ceilings, new carpet, and a spacious living area that flows into the kitchen and dining space. The kitchen offers stainless steel appliances, updated backsplash, plenty of cabinetry, and access to the backyard. The primary bedroom is generously sized, and the finished lower level adds even more flexible living space along with additional bedrooms.Outside, enjoy a fully fenced backyard, attached two-car garage, and a location close to everything downtown has to offer. With four bedrooms, two full baths, newer construction, and numerous updates
Legal: COM ST SE COR LOT 20 BLOCK 5 O.P. TH S 75 DEG 40' E 132' TH N 14 DEG 20' E 165' TH N 75 DEG 40' W 132' TH S 14 DEG 20' W 165' TO POB EX N'LY 10' ALSO EX W'LY 72' SEC 23 T1N R12W (90)
Street Type
Paved: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
FHA: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
In Basement: 1
Exterior Material
Stone: 1
Vinyl Siding: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Total Baths Above Grade: 1
Main Rooms
Main Bedrooms: 2
Main Full Baths: 1
Main Level SQFT: 967
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Bedrooms: 2
Basement Full Baths: 1
Basement Finished SQFT: 807
Total Basement SQFT: 887
Driveway
Concrete: 1
Substructure
Daylight: 1
Additional Items
Basement Finished: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Refrigerator: 1
Washer: 1
Fencing
Fenced Back: 1
Architectural Style
Bi-Level: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Allegan
Street #: 409
Street Direction: E
Street Name: Orleans
Suffix: Street
State: MI
Zip Code: 49078
OfficeContract Info
Status: Active
List Price: $345,000
Current Price: $345,000
Listing Date: 2026-08-21
Remarks Misc
Directions: M-89 to E Orleans S to Property
Property Features
Laundry Features: In Basement
Exterior Material: Stone; Vinyl Siding
Substructure: Daylight
Sewer: Public Sewer
Water: Public
Additional Items: Basement Finished
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Fencing: Fenced Back
Parking Features: Attached
Architectural Style: Bi-Level
Driveway: Concrete
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Cash; FHA; VA Loan
Possession: Close Of Escrow
Sale Conditions: None
Supplements
throughout, 409 E Orleans St. offers a combination that's hard to find in this established downtown neighborhood.
Seller's Disclosure 
Listing Office: Keller Williams Realty Rivertown
Listing Agent: Melissa McDermott
Last Updated: November - 01 - 2026
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