414 Spear Street, Saugatuck, MI 49453 (MLS# 26053698)


$799,900
414 Spear Street
Saugatuck, MI 49453
MLS# 26053698
2 beds  |  3 baths  |  1225 sqft


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Property Description
Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting. Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck.

Details
Documents
Location & Property Info
Cross Streets: Holland & Grand
Property Sub-Type: Single Family Residence
Municipality: Saugatuck City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 652.98
General Property Info
New Construction: No
Lot Dimensions: 125X144X67X101
Road Frontage: 125
Garage Y/N: Yes
Garage Spaces: 2
Fireplace: Yes
Total Fireplaces: 1
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 7
Total Fin SqFt All Levels: 1837
SqFt Above Grade: 1225
Below Grade Finished SqFt: 612
Below Grade Unfinished SqFt: 112
Building Total SqFt: 1949
Total Beds Above Grade: 1
Main Level Primary: No
Stories: 2
School District: Saugatuck-Douglas
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.28
Lot Square Footage: 12197
Year Built: 1989
Total Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 73548
SEV: 94891
For Tax Year: 2000
Seller's Annual Property Tax: 6677.49
Tax Year: 2026
Homestead %: 100
Spec Assessment & Type: NONE KNOWN
Zoning: RES
Tax ID #: 035720905000
Remarks & Misc
Public Remarks: Location, privacy, and the best of Saugatuck are all right outside your door at 414 Spear St. Situated just minutes from downtown Saugatuck, this charming home offers the rare opportunity to enjoy the shops, galleries, restaurants, waterfront, and energy of town while coming home to a peaceful and private setting. Set on a large lot with beautiful views, this property feels tucked away from it all while remaining incredibly convenient to everything you love about Saugatuck.
Legal: LOT 43 BLOCK 9 JUDSON'S ADDITION.
Waterfront Options
Water Access Y/N: No
Water Type
River: 1
Water Fea. Amenities
Public Access 1 Mile or Less: 1
Lot Description
Corner Lot: 1
Street Type
Paved: 1
Utilities Attached
Cable Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
VA Loan: 1
Mineral Rights
No: 1
Laundry Features
Laundry Room: 1
Upper Level: 1
Exterior Material
Vinyl Siding: 1
Roofing
Composition: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 1
Upper Full Baths: 1
Upper Level Square Feet: 500
Total Baths Above Grade: 2
Main Rooms
Main Half Baths: 1
Main Level SQFT: 780
Lower Rooms
Lower Bedrooms: 1
Lower Full Baths: 1
Lower Finished SQFT: 582
Total Lower SQFT: 724
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 724
Driveway
Unpaved: 1
Substructure
Full: 1
Windows
Insulated Windows: 1
Kitchen Features
Pantry: 1
Snack Bar: 1
Fireplace
Living Room: 1
Appliances
Cooktop: 1
Dishwasher: 1
Refrigerator: 1
Patio and Porch Features
Deck: 1
Landscape
Fruit Trees: 1
Garden Area: 1
Shrubs/Hedges: 1
Terraced Yard: 1
Architectural Style
Contemporary: 1
Possession
Negotiable: 1
Location Property Info
County: Allegan
Street #: 414
Street Name: Spear
Suffix: Street
State: MI
Zip Code: 49453
Zip (4): 9632
OfficeContract Info
Status: Active
List Price: $799,900
Current Price: $799,900
Listing Date: 2026-10-08
Remarks Misc
Directions: Holland To Francis, East To Grand North To Spear, W To Home
Property Features
Water Type: River
Laundry Features: Laundry Room; Upper Level
Exterior Material: Vinyl Siding
Roofing: Composition
Windows: Insulated Windows
Substructure: Full
Lot Description: Corner Lot
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected
Kitchen Features: Pantry; Snack Bar
Fireplace: Living Room
Appliances: Cooktop; Dishwasher; Refrigerator
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Patio and Porch Features: Deck
Landscape: Fruit Trees; Garden Area; Shrubs/Hedges; Terraced Yard
Parking Features: Attached
Architectural Style: Contemporary
Driveway: Unpaved
Street Type: Paved
Mineral Rights: No
Terms Available: Cash; Conventional; VA Loan
Possession: Negotiable
Sale Conditions: None
Supplements
Inside, the home has been freshly painted throughout and features new carpet, creating a clean and inviting feel from the moment you walk in. The main level offers comfortable living spaces with cathedral ceilings, a cozy fireplace, and views that draw your attention toward the beautiful surroundings. The kitchen features a convenient walk-in pantry, while the upper-level primary suite provides a private retreat. The lower level offers an additional bedroom and full bath, providing comfortable and flexible space for guests. Outside, the setting is truly special. The large lot provides a wonderful sense of privacy and plenty of room to enjoy the outdoors, with mature landscaping, beautiful views, and multiple inviting spaces to take it all in. A cute seating area at the front of the home offers a charming spot to relax and enjoy the surroundings, while the fire pit circle creates the perfect place to gather and unwind. Whether you're enjoying your morning coffee, taking in the view, or relaxing around the fire after an evening in town, there are plenty of ways to enjoy this peaceful outdoor setting. And the location is hard to beat. Step away from the home and you're just minutes from downtown Saugatuck and all that makes this community so desirable. Enjoy the restaurants, galleries, boutiques, waterfront, and local attractions, then retreat to the privacy and peaceful setting of 414 Spear St. Whether you're looking for a year-round home, weekend getaway, or a special place to enjoy all that Saugatuck has to offer, this property offers an exceptional combination of location, views, privacy, and charm.
Room Information
Room Name Remarks
Dining RoomFormal
Kitchen
Family Room
Living Room
Laundry
Primary Bedroom
Primary Bathroom
Bedroom 2

IDX
Listing Office: Coldwell Banker Woodland Schmidt
Listing Agent: Kyle Geenen
Source MLS Verified

Last Updated: October - 11 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.