415 Ridgeway Street, St. Joseph, MI 49085 (MLS# 26052541)


$650,000
415 Ridgeway Street
St. Joseph, MI 49085
MLS# 26052541
4 beds  |  4 baths  |  2781 sqft


Charming Cape Cod design
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Charming Cape Cod design Attached garage with room to expand Built-In Storage Cubbies Spacious Family Room for Gathering Cozy Fireplace and Built-In Seating Generous Kitchen Cabinetry with updated appliances Entrance and pass thru from Kitchen to Dining Room Open floorplan with sightlines for entertaining Dining room with original wood floors and generous natural light Abundant living room with built-in book shelves,and inviting fireplace Beautiful bay window allows for so much natural light Vaulted ceiling in primary French doors from primary to spa room Sun/Spa room, cedar, warm and inviting Primary walk-in closet and en-suite Multipurpose room Updated main floor full bath with walk-in tiled shower Main level laundry conveniently located Entry with original wood floors and grand archways Bedroom 1 Upper Level, original wood floors, abundant storage, so much character Bedroom 2 Upper Level, original wood floors, plentiful natural light Bedroom 3, Upper Level, original wood floors, Dutch door is so unique Upper level full bath, easily accessible for shared bedrooms Roomy backyard with mature trees Vast deck overlooking backyard Aerial View Home Front with mature vegetation including Apple Tree Aerial View Home Rear with spacious deck and trees for privacy Aerial View West Aerial View North Aerial View South with SJ Pier and Lighthouse Plat map showing close proximity to Lake Michigan

Property Description
Lake Life opportunities like this don't come around very often. Nestled in a prime Lake Michigan neighborhood on a charming brick road, this 4 bed 3.5 bath Cape Cod-style home is bursting with potential. Whether you're looking to do your very own renovation or a brand-new custom dream home, this double-lot is ready and subdividable. Walkable to downtown shops and restaurants or two sandy beaches, Tiscornia Park & Jean Klock Park, the historic St. Joseph Pier & Lighthouse as well as the award-winning Harbor Shores Golf Course. Boaters will love being a block from the West Basin Marina & beautiful SJ River Yacht Club. Spend your summers on the lake and cozy up around the indoor fireplace all winter long. Bring your vision & your imagination--this is the one you've been waiting for.

Details
Location & Property Info
Cross Streets: Virginia Ct & N Upton Dr
Property Sub-Type: Single Family Residence
Municipality: St. Joseph City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 233.73
General Property Info
New Construction: No
Lot Dimensions: 100 x 107
Road Frontage: 100
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 2
Waterfront: No
Body of Water: Lake Michigan
Income Property: No
Basement: Yes
Total Rooms AG: 12
Total Fin SqFt All Levels: 2781
SqFt Above Grade: 2781
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 816
Building Total SqFt: 3597
Total Beds Above Grade: 4
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: Yes
Stories: 2
School District: St. Joseph
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.25
Lot Square Footage: 10681
Year Built: 1930
Total Bedrooms: 4
Full Baths: 3
Half Baths: 1
Total Baths: 4
Tax Info
Taxable Value: 226036
SEV: 457000
For Tax Year: 2026
Seller's Annual Property Tax: 8836
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: none aware currently
Tax ID #: 11-76-1900-0110-00-1
Remarks & Misc
Public Remarks: Lake Life opportunities like this don't come around very often. Nestled in a prime Lake Michigan neighborhood on a charming brick road, this 4 bed 3.5 bath Cape Cod-style home is bursting with potential. Whether you're looking to do your very own renovation or a brand-new custom dream home, this double-lot is ready and subdividable. Walkable to downtown shops and restaurants or two sandy beaches, Tiscornia Park & Jean Klock Park, the historic St. Joseph Pier & Lighthouse as well as the award-winning Harbor Shores Golf Course. Boaters will love being a block from the West Basin Marina & beautiful SJ River Yacht Club. Spend your summers on the lake and cozy up around the indoor fireplace all winter long. Bring your vision & your imagination--this is the one you've been waiting for.
Legal: LOT 110 EDGEWATER ADD TO CITY OF ST JOSEPH
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 0
Water Type
Lake: 1
Water Fea. Amenities
Public Access 1 Mile or Less: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Natural Gas Available: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
Unknown: 1
Laundry Features
Laundry Room: 1
Main Level: 1
Exterior Material
Aluminum Siding: 1
Roofing
Composition: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Other: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Mini-Split: 1
Other: 1
Air Conditioning
Mini-Split: 1
Window Unit(s): 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 1
Upper Level Square Feet: 613
Total Baths Above Grade: 4
Main Rooms
Main Bedrooms: 1
Main Full Baths: 2
Main Half Baths: 1
Main Level SQFT: 2168
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 816
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 0
Driveway
Concrete: 1
Substructure
Crawl Space: 1
Partial: 1
Windows
Bay/Bow: 1
Fireplace
Family Room: 1
Living Room: 1
Additional Items
Ceiling Fan(s): 1
Hot Tub Spa: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Fencing
Fenced Back: 1
Full: 1
Patio and Porch Features
Deck: 1
Flooring
Carpet: 1
Tile: 1
Wood: 1
Landscape
Fruit Trees: 1
Architectural Style
Cape Cod: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Berrien
Street #: 415
Street Name: Ridgeway
Suffix: Street
State: MI
Zip Code: 49085
OfficeContract Info
Status: Active
List Price: $650,000
Current Price: $650,000
Listing Date: 2026-10-02
Property Features
Water Type: Lake
Laundry Features: Laundry Room; Main Level
Exterior Material: Aluminum Siding
Roofing: Composition
Windows: Bay/Bow
Substructure: Crawl Space; Partial
Sewer: Public Sewer
Water: Public
Util Avail at Street: Cable Available; Natural Gas Available
Fireplace: Family Room; Living Room
Additional Items: Ceiling Fan(s); Hot Tub Spa
Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer
Heat Source: Natural Gas; Other
Heat Type: Forced Air; Mini-Split; Other
Air Conditioning: Mini-Split; Window Unit(s)
Fencing: Fenced Back; Full
Flooring: Carpet; Tile; Wood
Patio and Porch Features: Deck
Landscape: Fruit Trees
Parking Features: Attached
Architectural Style: Cape Cod
Driveway: Concrete
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Room Information
Room Name Length Width Level Remarks
Kitchen13.0010.00Main
Living Room13.0023.00Main
Dining Room13.0012.00Main
Laundry7.008.00Main
Family Room20.0013.00Main
Other10.0010.00MainBreakfast Nook
Bathroom 110.006.00Main
Den13.0010.00Main
Primary Bedroom17.0013.00Main
Primary Bathroom12.0012.00Main
Other17.0019.00MainSun Room
Bedroom 210.008.00Upper
Bedroom 313.0011.00Upper
Bedroom 413.0021.00Upper
Bathroom 27.004.00Upper

IDX
Listing Office: @properties Christie's International R.E.
Listing Agent: Cindy R Adent
Source MLS Verified

Last Updated: October - 08 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.