$189,000
Otsego, MI 49078
MLS# 26056690
2 beds | 1 baths | 1503 sqft
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Property Description
Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom, 1-bath home offers approximately 1,503 square feet of living space with valuable exterior updates, including a new roof in 2019 and siding in 2021. Conveniently located near downtown Otsego, you'll enjoy easy access to local shopping, dining, parks, and everyday amenities. Whether you're looking for your first home, downsizing, or simply searching for a place to make your own, this property offers a wonderful opportunity. Schedule your showing today!
Details
Location & Property Info
Cross Streets: Morrell St & Hammond St
Property Sub-Type: Single Family Residence
Municipality: Otsego City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 125.75
General Property Info
New Construction: No
Lot Dimensions: 115 x 82.5
Road Frontage: 82.5
Garage Y/N: No
Fireplace: No
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 6
Total Fin SqFt All Levels: 1503
SqFt Above Grade: 1503
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 164
Building Total SqFt: 1667
Total Beds Above Grade: 2
Main Level Primary: Yes
Stories: 2
School District: Otsego
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.31
Lot Square Footage: 13504
Year Built: 1903
Total Bedrooms: 2
Full Baths: 1
Total Baths: 1
Tax Info
Taxable Value: 43607
SEV: 70100
For Tax Year: 2026
Seller's Annual Property Tax: 1904.4
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None Known
Tax ID #: 54-115-007-00
Remarks & Misc
Public Remarks: Welcome to 423 S. Farmer Street in the heart of Otsego! This charming 2-bedroom, 1-bath home offers approximately 1,503 square feet of living space with valuable exterior updates, including a new roof in 2019 and siding in 2021. Conveniently located near downtown Otsego, you'll enjoy easy access to local shopping, dining, parks, and everyday amenities. Whether you're looking for your first home, downsizing, or simply searching for a place to make your own, this property offers a wonderful opportunity. Schedule your showing today!
Legal: SLY 82.5 FT OF WLY 165 FT OF BLOCK 15 EX ELY 50 FT O. P. SEC 22 & 23.
Lot Description
Corner Lot: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
Natural Gas Available: 1
Phone Available: 1
Storm Sewer: 1
Utilities Attached
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
MSHDA: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
Main Level: 1
Exterior Material
Vinyl Siding: 1
Roofing
Shingle: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 1
Upper Level Square Feet: 459
Total Baths Above Grade: 1
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 1044
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 164
Substructure
Michigan Basement: 1
Exterior Features
Scrn Porch: 1
Fencing
Fenced Back: 1
Patio and Porch Features
Screened: 1
Architectural Style
Farmhouse: 1
Possession
See Remarks: 1
Location Property Info
County: Allegan
Street #: 423
Street Direction: S
Street Name: Farmer
Suffix: Street
State: MI
Zip Code: 49078
Zip (4): 1317
OfficeContract Info
Status: Active
List Price: $189,000
Current Price: $189,000
Listing Date: 2026-10-23
Property Features
Laundry Features: Main Level
Exterior Material: Vinyl Siding
Roofing: Shingle
Substructure: Michigan Basement
Lot Description: Corner Lot
Sewer: Public Sewer
Water: Public
Utilities Attached: Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; Natural Gas Available; Phone Available; Storm Sewer
Heat Source: Natural Gas
Heat Type: Forced Air
Exterior Features: Scrn Porch
Fencing: Fenced Back
Patio and Porch Features: Screened
Architectural Style: Farmhouse
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA; MSHDA; VA Loan
Possession: See Remarks
Sale Conditions: None
Listing Office: Real Broker LLC
Listing Agent: Caleb J Culbertson
Last Updated: October - 24 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.