$649,900
Luna Pier, MI 48157
MLS# 26056004
3 beds | 3 baths | 3360 sqft
1 / 76
Open House (11/01/2026 - 1:00 pm - 3:00 pm)
Property Description
Make lake life yours! With 123 feet of Lake Erie frontage, water on three sides, and a huge yard, this Luna Pier retreat invites you to relax, entertain, and soak in the views. An open floor plan and abundant windows bring the waterfront setting inside, while the expansive bi-level deck sets the scene for outdoor dining and summer gatherings. Approximately 3,360 sq ft offers 3 bedrooms, 3 full baths, a sunroom with bar, gas-log fireplace, and a primary suite with a private lakefront balcony. A loft, bonus room, upstairs laundry, attached 2.5-car garage, and recent HVAC replacement add comfort and flexibility. Current annual flood insurance premium is $164.53. Buy this fall to celebrate the holidays by the lake or spend the winter adding your personal touches, then welcome a fun-filled spring and summer on the waterfront. Your next chapter at the lake starts here!
Details
Location & Property Info
Cross Streets: Gaynier Rd & Harold Dr.
Property Sub-Type: Single Family Residence
Municipality: City of Luna Pier
Office/Contract Info
On-Market Date: 2026-10-23
Auction or For Sale: For Sale
List Price/SqFt: 193.42
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 124x198xirregular
Road Frontage: 70
Garage Y/N: Yes
Garage Spaces: 2.5
Fireplace: Yes
Total Fireplaces: 1
Waterfront: Yes
Body of Water: Lake Erie
Income Property: No
Basement: No
Total Rooms AG: 8
Total Fin SqFt All Levels: 3360
SqFt Above Grade: 3360
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 3360
Total Beds Above Grade: 3
Statewide Lakes & Rivers: Lake Erie
Main Level Primary: No
Stories: 2
School District: Mason
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.32
Lot Square Footage: 13939
Year Built: 1999
Total Bedrooms: 3
Full Baths: 3
Total Baths: 3
Tax Info
Taxable Value: 278145
SEV: 331200
For Tax Year: 2025
Seller's Annual Property Tax: 9147.49
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: 0
Tax ID #: 51-010-001-00
Remarks & Misc
Public Remarks: Make lake life yours! With 123 feet of Lake Erie frontage, water on three sides, and a huge yard, this Luna Pier retreat invites you to relax, entertain, and soak in the views. An open floor plan and abundant windows bring the waterfront setting inside, while the expansive bi-level deck sets the scene for outdoor dining and summer gatherings. Approximately 3,360 sq ft offers 3 bedrooms, 3 full baths, a sunroom with bar, gas-log fireplace, and a primary suite with a private lakefront balcony. A loft, bonus room, upstairs laundry, attached 2.5-car garage, and recent HVAC replacement add comfort and flexibility. Current annual flood insurance premium is $164.53. Buy this fall to celebrate the holidays by the lake or spend the winter adding your personal touches, then welcome a fun-filled spring and summer on the waterfront. Your next chapter at the lake starts here!
Legal: 1148-966,967 ALLENS COVE 11308 ALLEN COVE LOT 1 EXC NE 145 FT & SE 25 FT OF NE 145 FT OF LOT 1.
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 124
Water Type
Lake: 1
Stream/Creek: 1
Water Fea. Amenities
All Sports: 1
Dock: 1
Private Frontage: 1
Public Access 1 Mile or Less: 1
Lot Description
Ravine: 1
Street Type
Paved: 1
Public: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Laundry Features
Upper Level: 1
Exterior Material
Stone: 1
Vinyl Siding: 1
Roofing
Asphalt: 1
Shingle: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 1900
Total Baths Above Grade: 3
Main Rooms
Main Full Baths: 1
Main Level SQFT: 1460
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Driveway
Concrete: 1
Substructure
Crawl Space: 1
Windows
Bay/Bow: 1
Kitchen Features
Garden Window: 1
Pantry: 1
Fireplace
Family Room: 1
Additional Items
Ceiling Fan(s): 1
Garage Door Opener: 1
Hot Tub Spa: 1
Wet Bar: 1
Whirlpool Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Water Heater
Natural Gas: 1
Exterior Features
3 Season Room: 1
Balcony: 1
Fencing
Fenced Back: 1
Patio and Porch Features
Deck: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Wood: 1
Architectural Style
Contemporary: 1
Other: 1
Traditional: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Monroe
Street #: 4555
Street Name: Allen Cove
Suffix: Road
State: MI
Zip Code: 48157
Zip (4): 3720
OfficeContract Info
Status: Active
List Price: $649,900
Current Price: $649,900
Listing Date: 2026-10-21
Remarks Misc
Directions: Harold to right on Gaynier to right on Allen Cove.
Property Features
Water Type: Lake; Stream/Creek
Laundry Features: Upper Level
Exterior Material: Stone; Vinyl Siding
Roofing: Asphalt; Shingle
Windows: Bay/Bow
Substructure: Crawl Space
Lot Description: Ravine
Sewer: Public Sewer
Water: Public
Kitchen Features: Garden Window; Pantry
Fireplace: Family Room
Additional Items: Ceiling Fan(s); Garage Door Opener; Hot Tub Spa; Wet Bar; Whirlpool Tub
Appliances: Dishwasher; Disposal; Microwave; Oven; Range; Refrigerator
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Exterior Features: 3 Season Room; Balcony
Fencing: Fenced Back
Flooring: Carpet; Ceramic Tile; Wood
Patio and Porch Features: Deck
Parking Features: Attached
Architectural Style: Contemporary; Other; Traditional
Driveway: Concrete
Street Type: Paved; Public
Terms Available: Cash; Conventional; FHA; VA Loan
Possession: Close Of Escrow
Sale Conditions: None
Room Information
| Room Name | Length | Width | Level |
| Kitchen | 11.00 | 17.00 | Main |
| Family Room | 30.00 | 12.00 | Main |
| Living Room | 24.00 | 24.00 | Main |
| Primary Bedroom | 23.00 | 25.00 | Upper |
| Bedroom 2 | 13.00 | 16.00 | Upper |
| Bedroom 3 | 13.00 | 16.00 | Upper |
| Laundry | 7.00 | 10.00 | Upper |
| Loft | 14.00 | 14.00 | Upper |
| Bonus Room | 27.00 | 13.00 | Upper |
Listing Office: Real Estate One Inc Monroe
Listing Agent: Nicholas Pinotti
Last Updated: October - 30 - 2026
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