$419,999
Rockford, MI 49341
MLS# 26044892
2 beds | 2 baths | 1268 sqft
1 / 47
Open House (08/30/2026 - 1:00 pm - 3:00 pm)
Property Description
Offer Deadline: Sunday August 30th at 6pm Waterfront living awaits in the highly desirable Rockford Public School District! Situated on nearly half an acre with direct access to Cowan Lake, this two-bedroom, 1.5-bath residence offers 2,536 square feet of living space including the partially finished walkout basement. Ready for your updates and personal vision, the property provides an incredible footprint for outdoor recreation, home expansion, or building long-term sweat equity. This is a solid ownership opportunity with the rare appeal of direct lakefront living at an incredibly accessible entry point—opportunities like this in Rockford are virtually impossible to find, so act fast!
Details
Documents
Location & Property Info
Cross Streets: 10 Mile Rd NE and Bay Dr NE
Property Sub-Type: Single Family Residence
Municipality: Grattan Twp
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 331.23
General Property Info
New Construction: No
Lot Dimensions: 75x240 sqft
Road Frontage: 75
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 2
Waterfront: Yes
Body of Water: Cowan Lake
Income Property: No
Basement: Yes
Total Rooms AG: 4
Total Fin SqFt All Levels: 1700
SqFt Above Grade: 1268
Below Grade Finished SqFt: 432
Below Grade Unfinished SqFt: 836
Building Total SqFt: 2536
Total Beds Above Grade: 2
Statewide Lakes & Rivers: Cowan Lake
Main Level Primary: Yes
Stories: 1
School District: Rockford
# of Outbuildings: 1
Association YN: Yes
Lot Measurement: Acres
Lot Acres: 0.42
Lot Square Footage: 18295
Year Built: 1966
Total Bedrooms: 2
Full Baths: 1
Half Baths: 1
Total Baths: 2
Tax Info
Taxable Value: 126388
SEV: 214500
For Tax Year: 2026
Seller's Annual Property Tax: 5412.51
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: Yes - Sewer
Tax ID #: 41-12-06-201-007
Remarks & Misc
Public Remarks: Offer Deadline: Sunday August 30th at 6pm Waterfront living awaits in the highly desirable Rockford Public School District! Situated on nearly half an acre with direct access to Cowan Lake, this two-bedroom, 1.5-bath residence offers 2,536 square feet of living space including the partially finished walkout basement. Ready for your updates and personal vision, the property provides an incredible footprint for outdoor recreation, home expansion, or building long-term sweat equity. This is a solid ownership opportunity with the rare appeal of direct lakefront living at an incredibly accessible entry point—opportunities like this in Rockford are virtually impossible to find, so act fast!
Legal: LOT 7 * COWAN LAKE PLAT
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 75
Water Type
Lake: 1
Water Fea. Amenities
No Wake: 1
Private Frontage: 1
Lot Description
Wooded: 1
Other Structures
Shed(s): 1
Street Type
Paved: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
Phone Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Phone Connected: 1
Sewer
Public Sewer: 1
Water
Well: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
MSHDA: 1
Rural Development: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Association Info.
Approx. Assoc Fee: 0
Assoc. Buy in Fee: 0
Assoc. Fee Payable: Other
Laundry Features
In Basement: 1
Exterior Material
Brick: 1
Assoc. Fee Incl.
Other: 1
Roofing
Asphalt: 1
Parking Features
Attached: 1
Garage Door Opener: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 2
Main Full Baths: 1
Main Half Baths: 1
Main Level SQFT: 1268
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Finished SQFT: 432
Total Basement SQFT: 1268
Driveway
Concrete: 1
Paved: 1
Substructure
Walk-Out Access: 1
Fireplace
Living Room: 1
Recreation Room: 1
Additional Items
Basement Finished: 1
Garage Door Opener: 1
Appliances
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Natural Gas: 1
Exterior Features
Balcony: 1
Patio and Porch Features
Patio: 1
Covered: 1
Architectural Style
Ranch: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Kent
Street #: 8391
Street Name: Cowan Lake
Suffix: Drive
Post Direction: NE
State: MI
Zip Code: 49341
Zip (4): 9037
OfficeContract Info
Status: Active
List Price: $419,999
Current Price: $419,999
Listing Date: 2026-08-25
Property Features
Water Type: Lake
Laundry Features: In Basement
Exterior Material: Brick
Roofing: Asphalt
Substructure: Walk-Out Access
Lot Description: Wooded
Sewer: Public Sewer
Water: Well
Utilities Attached: Cable Connected; High Speed Internet; Phone Connected
Util Avail at Street: Cable Available; Electricity Available; Phone Available
Fireplace: Living Room; Recreation Room
Additional Items: Basement Finished; Garage Door Opener
Appliances: Dryer; Microwave; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Exterior Features: Balcony
Patio and Porch Features: Covered; Patio
Other Structures: Shed(s)
Parking Features: Attached; Garage Door Opener
Architectural Style: Ranch
Driveway: Concrete; Paved
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA; MSHDA; Rural Development; VA Loan
Possession: Close Of Escrow
Sale Conditions: None
Lead Base Paint Disclosure 
Listing Office: Coldwell Banker Schmidt Realtors
Listing Agent: Phillip J Abney
Last Updated: August - 29 - 2026
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